NOTE: The collective insurance covers members who pay the full membership fee. Please note that students or any assistants/employees are not covered by this insurance.
The insurance covers liability for damages to things and persons that you may be charged with in the exercise of your duties as a visual artist, e.g. damages in connection with exhibitions, works of art, etc.
Cover sum per insurance year: DKK 20.000.000
Deductible for property damage: DKK 1.000.
The insurance covers the whole of the Nordic region as well as in Germany, and covers all compensation claims for things and people in this geographical area for all members.
Damage examples:
You are liable for compensation when you are at fault for an injury through error or negligence. The professional and product liability insurance only triggers compensation when you are liable for damages in the legal sense.
If you cannot do anything about the damage, it is called an accidental damage. In such a case, you do not have to pay compensation, and the insurance does not cover it. The insurance therefore does not pay compensation for accidental damage.
Of course, the insurance also does not cover damage that is done on purpose - i.e. intentionally.
You contact the Association of Visual Artists, who then forward your claim report to TRYG.
The policy number is 670-8.054.025.
The policy can be read in its entirety here
Send your claim to bkf@bkf.dk and contact the association if you have any questions.
Alternatively, if you have questions about the commercial and product liability insurance, you are welcome to contact Kim Petersen, customer manager at Tryg at kim.petersen@tryg.dk